Hearos Earplugs High Fidelity Series for Comfortable Long Term Use with Free Case, 1 Package

Written by on January 29, 2012 · Leave a Comment

Hearos Earplugs High Fidelity Series for Comfortable Long Term Use with Free Case, 1 Package

  • Hear all highs and lows
  • Protects up to 20 decibels of loud noise
  • For long term, comfortable wear
  • Washable, reusable
  • Free case for sanitary storage

HEAROS High Fidelity Series for Long Term Use utilizes the same “flat attenuation” technology to deliver all highs and lows in a size that facilitates long term wear at any high decibel event. Washable, reusable and comes with a free carrying case. For those that are serious about protecting their hearing and hearing sound naturally, the HEAROS High Fidelity Series for Long Term Wear is the ultimate ear plug.

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Every Little Bit Counts: JDM Welcomes Social Security Increase

Written by on January 26, 2012 · Leave a Comment

Every Little Bit Counts: JDM Welcomes Social Security Increase











JD Mellberg Financial

Tucson, AZ (PRWEB) January 13, 2012

JD Mellberg Financial (JDM), a nationwide firm that specializes in financial planning for retirees and pre-retirees, today cautiously lauded the increased Social Security Administration’s (SSA) payouts and limited Medicare premium increases that began with the New Year.

According to the SSA Web site, retirees are now getting a 3.6 percent monthly cost of living adjustment (COLA) for 2012. This increase covers over 60 million people, including those receiving Social Security and those collecting Supplemental Security Income (SSI).

“As we all know, there hasn’t been a COLA increase since 2009,” said JDM President Joshua Mellberg. “Well, as the saying goes, every little bit counts and it’s been a long time in coming. Now that it has begun, I’m sure it will be a welcome addition to the basic budgets of millions of Americans.”

Although not as big as 2009’s 5.8 percent increase, it still falls within the 2.3-4.1 percent range of other past increases. In real dollars, the current average monthly SSA check will rise from $ 1,082 to $ 1121. This is accompanied by only a nominal increase with certain Medicare monthly premiums—which were much lower than expected—that is automatically taken out of the SSA checks.

“Still, two facts surround Social Security,” Mellberg continued. “One, most retired Americans rely on it as an important income stream for their monthly living expenses. And two, it is rarely enough to cover basic needs. Many retirees try to compensate by investing a good portion of their savings in the stock market. But really, does it make sense to gamble your hard-earned money in the stock market, especially since the market’s been in the muck for so long with no sign of recovery?”

“Consider this,” Mellberg finished, “there are retirement savings vehicles and strategies people can enact to help bolster their monthly income stream so that they won’t have to worry about how they’ll pay groceries or that unexpected medical bill. At JDM we hate to see people struggling through their retirement when they may not have to. As such we urge those who are to take the time, locate a financial advisor qualified in retirement planning, and speak to him or her about what they can do to create a lifelong, safe and guaranteed income stream that will cover the expanses that they currently can’t address.”

JD Mellberg Financial, a limited liability company, works to ensure a financially secure and enjoyable retirement for its clients through a guaranteed income-for- life. It achieves this with secure investment vehicles and the latest in tax-advantaged strategies that garner high earning power and minimal risk. For more on JD Mellberg, call 877-881-0943, visit http://www.annuitynational.com or write to JD Mellberg Financial; 3067 W. Ina Road; Tucson, Ariz.; 85741.

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Valentine?s Day Romance Spreads Throughout The Whole Weekend

Written by on January 24, 2012 · Leave a Comment

Valentine’s Day Romance Spreads Throughout The Whole Weekend











Valentine’s Weekend at Via Brasil Steakhouse


Las Vegas, NV (PRWEB) January 24, 2012

This year Valentine’s Day happens to fall on a Tuesday, and some restaurants are taking this opportunity to spread the romance of Valentine’s Day throughout the entire weekend leading up to the most romantic day of the year. One Best of Las Vegas restaurant that is offering their Valentine’s Day special all weekend long is the Las Vegas Brazilian Steakhouse, Via Brasil Steakhouse. With 2 options to choose from running Friday, February 10 – Tuesday, February 14, 2012. Via Brasil Steakhouse will be offering their regular Rodizio Dinner for their normal price of $ 44.99 and are sweetening the deal with the option to join another couple that evening and receive 2 complimentary Valentines Desserts. The second option is a 3 course dinner for 2, including the Rodizio Dinner, Valentines Dessert and a select bottle of wine for the price of $ 62.50 per person. The restaurant promises all guests will receive first class treatment and all the romance of Valentine’s Day no matter which day they choose to dine.

In past years if you weren’t celebrating on February 14, you weren’t really celebrating the holiday but just enjoying an evening out. But in recent years all this has changed with restaurants running special Valentine’s Day promotions through the weekend, a Friday night celebration on February 10 can have all the romance of February 14. Sometimes work schedules and life in general can stand in the way of celebrating this special day with your loved one, but the beauty of this year’s Valentine’s Day falling on a Tuesday is it allows everyone no matter what their occupation to celebrate Valentine’s Day. For the industry crowd here in Vegas it is often tough to get off on those Friday and Saturday night shifts or even Valentine’s Day itself. With Restaurants running their specials up until February 14, these industry professionals have the opportunity to celebrate on a Sunday or Monday while receiving the same experience as the rest of us. And those working the 9 to 5’s can always take advantage of the Friday and Saturday night specials available to them giving everyone the chance to receive the pampering and romance of the day that they deserve.

With its extensive all glass wine cellar, multiple water features and overall elegant décor Via Brasil Steakhouse is widely considered one of the most Romantic Restaurants in the Summerlin area. Valentine’s Day Weekend they have decided to take it even a step further with each table dining by candlelight and lots of roses to complement the décor. For additional information on Via Brasil Steakhouse Valentine’s Day visit http://www.viabrasilsteakhouse.com or call 702-804-1400. Reservations are strongly recommended.

About Via Brasil Steakhouse:

Via Brasil Steakhouse is located at 1225 S. Fort Apache Road, on the southwest corner of Charleston Boulevard and Fort Apache Road. Open seven days a week, Via Brasil Steakhouse is open for Dinner service from 5 pm Monday through Friday, 3pm Saturday and 4PM Sunday. Lunch is Served Sundays Only from 11:30am -4pm. Reservations are encouraged. For reservations or more information, please call 702-804-1400 or visit http://www.viabrasilsteakhouse.com. Also follow us on Facebook and Twitter @viabrasilsteakh

Media Contact

Anna Lawrynowicz

702-804-1400

anna(at)viabrasilsteakhouse(dot)com

http://www.viabrasilsteakhouse.com

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The Boomers Guide to Navigating Medicare

Written by on January 22, 2012 · Leave a Comment

The Boomers Guide to Navigating Medicare

The book is primarily intended for Seniors who are just starting with Medicare. It describes the various options for health coverage from which the senior can choose. It includes a discussion of how Medicare Parts A and B work with an Employee retirement plan, what Medigap is and what it pays for, the Prescription Drug Plan Part D benefit, and finally, how Medicare Advantage Part C replaces Medicare. For each of the options, the book details what is covered, what is not covered, and the costs of the coverage. Appendices at the end of the book give references to other sources of information for a more in-depth analysis, or for less common questions.

As a general aid to all seniors, the book presents an example of the use of the Medicare “Planfinder”. The Planfinder is the Medicare web interface for finding a Prescription Drug Plan (Part D) tailored to the seniors needs. A second example shows the senior how to see an unbiased, salesman free, comparative analysis of competing Medicare Advantage (Part C) plans.

Additional tables in the Appendix show what changes will occur between 2011 and 2012.The book is primarily intended for Seniors who are just starting with Medicare. It describes the various options for health coverage from which the senior can choose. It includes a discussion of how Medicare Parts A and B work with an Employee retirement plan, what Medigap is and what it pays for, the Prescription Drug Plan Part D benefit, and finally, how Medicare Advantage Part C replaces Medicare. For each of the options, the book details what is covered, what is not covered, and the costs of the coverage. Appendices at the end of the book give references to other sources of information for a more in-depth analysis, or for less common questions.

As a general aid to all seniors, the book presents an example of the use of the Medicare “Planfinder”. The Planfinder is the Medicare web interface for finding a Prescription Drug Plan (Part D) tailored to the seniors needs. A second example shows the senior how to see an unbiased, salesman free, comparative analysis of competing Medicare Advantage (Part C) plans.

Additional tables in the Appendix show what changes will occur between 2011 and 2012.

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Five Great Gifts of Whole Life Insurance Reviews

Written by on January 20, 2012 · Leave a Comment

Five Great Gifts of Whole Life Insurance

Every American that wonders about their financial future should own a copy of this book…

“Why?” you ask.

During the past forty years, the Behemoths of Wall Street and Washington tried to bury the knowledge, understanding, and wisdom of whole life insurance under an onslaught of disinformation and misinformation from their cohorts on Madison Avenue.

Their aim?

To gain control of money that rightly belongs to Americans, to their families, and to small businesses.

The Behemoths succeeded in taking millions of Americans down a path that leads to financial servitude. However, they failed to damage the companies and insurance professionals that know what Americans really want, understand how whole life insurance really works…really, and why it belongs at the foundation or every personal economy.

The power, flexibility, and versatility of participating whole life insurance has served and saved the personal economies American families for over one hundred-fifty years.

Whether you are a single person, member of a family, matriarch, patriarch, owner of a business, executive at a large company, or an insurance and financial advisor— providing those you care about with their personal copy of The Five Great Gifts of Whole Life Insurance is a service they will remember—and appreciate—for a long time.
Every American that wonders about their financial future should own a copy of this book…

“Why?” you ask.

During the past forty years, the Behemoths of Wall Street and Washington tried to bury the knowledge, understanding, and wisdom of whole life insurance under an onslaught of disinformation and misinformation from their cohorts on Madison Avenue.

Their aim?

To gain control of money that rightly belongs to Americans, to their families, and to small businesses.

The Behemoths succeeded in taking millions of Americans down a path that leads to financial servitude. However, they failed to damage the companies and insurance professionals that know what Americans really want, understand how whole life insurance really works…really, and why it belongs at the foundation or every personal economy.

The power, flexibility, and versatility of participating whole life insurance has served and saved the personal economies American families for over one hundred-fifty years.

Whether you are a single person, member of a family, matriarch, patriarch, owner of a business, executive at a large company, or an insurance and financial advisor— providing those you care about with their personal copy of The Five Great Gifts of Whole Life Insurance is a service they will remember—and appreciate—for a long time.

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The EUREKONOMICS(TM) Dazzling Dozen: The Overlooked and Under Reported Benefits of Whole Life Insurance

EUREKa! ecONOMICS – EUREKONOMICS™ The power, flexibility, and versatility of participating whole life insurance has served and saved the personal economies American families for over one hundred-fifty years. Whether you are a single person, member of a family, matriarch, patriarch, owner of a business, executive at a large company, or an insurance and financial advisor— you will benefit from knowing more about whole life insurance, which has been called ‘The Swiss Army Knife of Financial Products” in The Wall Street Journal. Moreover, you will become a hero by providing those you care about with their personal copy of The Dazzling Dozen. They will remember—and appreciate—your thoughtfulness for a long time.

List Price: $ 5.95

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Vintage 1948 Indian Globe Insurance Whole Life Policy Age Profit Table Brochure
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Quicken Willmaker Premium 2011 With Iving Trust Maker Software

Written by on January 18, 2012 · Leave a Comment

Quicken Willmaker Premium 2011 With Iving Trust Maker Software

  • Create a customized Legal Will, Health Care Directive, and other essential estate planning documents
  • Easy interview format lets you complete documents at your own pace
  • Free legal updates keep your program current through 2011
  • Includes Nolo’s Living Trust Maker software and free access to Nolo’s Online Living Trust.
  • register your software to download a free copy of Nolo’s Encyclopedia of Everyday Law

Create a customized estate plan that protects your family andproperty. Plus, get eight additional estate planning, finance &retirement resources in this complete family care package. Bonus!Includes Nolo?s Living Trust Maker software and free access to Nolo?sOnline Living Trust. Plus, register your software to download a freecopy of Nolo?s Encyclopedia of Everyday Law. Save your family money and time?create a customized estate plan quickly and easily withQuicken WillMaker Premium 2011.The software provides the forms, legal information and step-by-stepguidance. All you have to do is follow a simple question and answerinterview, make your wishes known, and in less than thirty minutes youcan produce the following legal documents that protect your propertyand loved ones: * Legal Will * Health Care Directive * Financial Powers of Attorney * Executor Documents * Information for Caregivers and Survivors * Final Arrangements Quicken WillMaker Premiumalso provides dozens of personal finance and home and family documentsthat you can use to deal with common money matters and householdsituations. Forms include promissory notes, a General Bill of Sale, PetCare Agreement, and more. Find help along the way!The onscreen guide and legal manual are right at your side. They helpyou understand the current task and provide legal and practical answersto questions that arise as you complete your documents. Need to makechanges later? No problem! You can revise your answers at any time, andfree legal updates keep your program current through 2011. Additional eBook and audio resources.Quicken WillMaker Premium includes trusted resources by Nolo to helpyou get your estate, finances, retirement plans and other familymatters in order. * Plan Your Estate (your comprehensive guide t

List Price: $ 39.95

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Make Your Own Living Trust

Written by on January 16, 2012 · Leave a Comment

Make Your Own Living Trust

Living trusts simplified! Protect your family and avoid probate with this bestselling guide.

Death may be inevitable, but probate doesn’t have to be. By creating a living trust, your property will bypass lengthy and expensive probate proceedings and go directly to the people you’ve designated, quickly and easily.

Make Your Own Living Trust explains how to create a living trust, transfer property to the trust and amend or revoke the trust at any time. Specifically, it covers how to:

  • create various living trusts, including an AB trust (also known as a marital trust or bypass trust)
  • transfer assets to your trust, including real estate, stocks and bonds, jewelry, art or a small business
  • name beneficiaries for all trust property
  • sign your document and make it legal
  • appoint someone to manage property left to minors or young adults
  • provide for trust property management if you become incapacitated
  • retain absolute control over trust property while you live
  • register, amend, or revoke a trust

    Make Your Own Living Trust includes all the forms you need to create your own trust, plus step-by-step instructions for filling them out. Completely updated and revised, the 10th edition includes the latest tax and legal information, including updated information about the federal estate tax.

    Good in all states except Louisiana.Most of us know that upon our demise, a succession of fees and taxes will eat into our estates–no matter their size–if we don’t plan now to protect them. Unfortunately, many of us still postpone this process because we hesitate to summon the outside legal assistance that’s traditionally been required. The folks at Nolo Press have made it their mission to provide us with the means to complete a relatively uncomplicated official arrangement like this without lawyers, however, and their third edition of Make Your Own Living Trust offers hope even to the most hesitant among us. With easy-to-follow instructions, helpful worksheets, and all of the forms necessary, attorney Denis Clifford shows both individuals and couples how to avoid otherwise inevitable delays and costs by preparing on their own to transfer their property directly to their designated heirs. Clifford’s method involves the creation of a “living trust,” which is a basic legal entity that allows property to be simply passed along in this way immediately upon the death of the person who created it. He outlines advantages and drawbacks, and then clearly lays out the entire process. The excuses stop here. –Howard Rothman

    List Price: $ 39.99

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    Living Trusts for Everyone: Why a Will is Not the Way to Avoid Probate, Protect Heirs, and Settle Estates

    The misconceptions surrounding the last will and testament need to be put to rest: Wills benefit lawyers. Trusts benefit you. Period. Too often lawyers sell wills to clients only to sit back and wait to sell their probate services to their client’ s heirs. Modern estate planning should utilize the Living Trust as the effective, efficient, and inexpensive alternative to a will. Living Trusts for Everyone: Why a Will is Not the Way to Avoid Probate, Protect Heirs, and Settle explains why wills are not the best way to handle an estate and details the many advantages trusts have over wills in not only eliminating probate, but protecting your assets for your heirs. Anyone with minor children, disabled beneficiaries, blended families, or spendthrift heirs must have a trust to be sure the assets left behind are put to good use, and that your intentions are carried out. Lawyers may have vested interests in perpetuating the probate system, but this book will explain why legal services are not needed to do the clerical work in settling a trust after death. No legal jargon or confusing double-speak, just specific step-by-step instructions and sample form letters to settle a trust are included to take the mystery out of the process. This is not a do-it-yourself book and it doesn’t try to cram every type of trust onto its pages. Living Trusts for Everyone explains in specific terms what benefit a trust will have for you and gives you the tools to settle a loved one’s trust with no lawyers and no expense. For those who already have a trust, there is a list of what to look for to see if your trust is any good, or if it needs to be updated. Trust seminars are examined with warnings on what to look out for in setting up your trust. Everyone who cares about what happens to their assets at death should read Living Trusts for Everyone: Why a Will is Not the Way to Avoid Probate, Protect Heirs, and Settle!

    List Price: $ 14.95

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    Long Term Care Insurance – A brief introduction

    Written by on January 14, 2012 · Leave a Comment

    Have you ever wondered about long-term care insurance? Now’s your chance to learn a little more. For more information please visit our long-term insurance page: kaneinsurance.net For the different types of Long Term Care Insurance: kaneinsurance.net For specific things to look out for: kaneinsurance.net
    Video Rating: 0 / 5

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    Help, Lord! I’m Having a Senior Moment: Notes to God on Growing Older

    Written by on January 12, 2012 · Leave a Comment

    Help, Lord! I’m Having a Senior Moment: Notes to God on Growing Older

    While growing older certainly has plusses, its downside poses big challenges. Physical decline, loss of spouses, relatives and friends, memory lapses, feelings of inadequacy or uselessness-such things can give us those “senior moments” that sidetrack us with fear and worry. This book brings encouragement to people in their golden years, prompting them to reflect, laugh, play and to take both burdens and joys to the Lord who cares for them.

    Each of the 90 short pieces contains a note to God about a topic of special interest to seniors, a word from God in Scripture, a prayer and a place for the reader to write her or his note to God.

    List Price: $ 12.99

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    Rimini Street Announces Global Delivery of 2012-A Tax, Legal and Regulatory Update

    Written by on January 10, 2012 · Leave a Comment

    Rimini Street Announces Global Delivery of 2012-A Tax, Legal and Regulatory Update












    Las Vegas, NV (PRWEB) January 09, 2012

    Rimini Street, Inc., the leading third-party maintenance and support provider for enterprise software, including Oracle Corporation’s Siebel, PeopleSoft, JD Edwards, E-Business Suite, and Oracle Database, and SAP AG software, today announced delivery of its Tax, Legal and Regulatory Update 2012-A containing hundreds of critical year-end tax, legal and regulatory changes at the local, state and federal levels to keep clients in compliance with the latest tax legislation. Like all previous tax, legal and regulatory updates, Rimini Street provided the update ahead of the software vendor’s own planned release dates for equivalent updates. Rimini Street also announced the previous delivery of updates to address the Temporary Payroll Tax Cut Continuation Act of 2011, which was delivered to clients just hours after the extension was signed into law by the President in December.

    At the U.S. federal level, Update 2012-A included changes made to tax tables in conjunction with the recently published Internal Revenue Service Notice 1036, “Early Release Copies of the 2011 Percentage Method Tables for Income Tax Withholding.” In addition, state tax tables were updated for more than half of the 50 states, including many changes to unemployment insurance taxable wage base figures, Federal Unemployment Tax Act (FUTA) rates, minimum wages, allowance amounts and withholding tables. Update 2012-A also contained changes to local tax tables for dozens of cities, counties and school districts in several states, including Pennsylvania, Ohio, Maryland, Kentucky and Indiana.

    Additionally, Rimini Street recently delivered a special tax and regulatory update that addressed the Temporary Payroll Tax Cut Continuation Act of 2011, which temporarily extends the point payroll tax cut for employees through February 29, 2012. This update was provided to clients on Friday, December 23, the same day that President Obama signed the legislation. When Congress convenes in 2012, Rimini Street will continue to monitor the situation for additional changes.

    As members of the American Payroll Association and Canadian Payroll Association, Rimini Street’s tax, legal, and regulatory strategy and scoping team works with government organizations, secondary, and tertiary sources to ensure the latest tax and regulatory updates for more than 100 countries are immediately identified, analyzed, and scoped for development as needed. The Rimini Street development and quality assurance teams then code, extensively test, package and re-verify updates as necessary for accuracy with government agencies. This proven methodology consistently assures the fastest “legislature-to-live”SM update delivery cycle and highest quality deliverables in the industry.

    “Hundreds of companies around the world rely on Rimini Street to deliver timely, accurate and comprehensive tax, legal and regulatory updates to help them successfully process billions of dollars in mission-critical transactions every month,” said Brian Slepko, senior vice president, global operations, Rimini Street. “With the proven experience of delivering more than 20,000 tax, legal and regulatory updates ahead of the software vendor to hundreds of global, Fortune 500, midmarket and public sector clients worldwide, Rimini Street remains committed to providing the highest-quality deliverables and fastest ‘legislature-to-live’ update delivery cycle in the industry.”

    About Rimini Street, Inc.

    Rimini Street is the leading third-party provider of enterprise software support services. The company is redefining enterprise support services with an innovative, award-winning program that enables Oracle and SAP licensees to save 50 percent in annual support fees and save up to 90 percent in total support costs over a decade. Clients can remain on their current software release without any required upgrades or migrations for at least ten years. Hundreds of global, Fortune 500, midmarket, and public sector organizations from virtually all industries have selected Rimini Street as their trusted, independent support provider. To learn more, please visit http://www.riministreet.com or call within the USA (888) 870-9692 or internationally +1 (702) 839-9671.

    Rimini Street and the Rimini Street logo are trademarks of Rimini Street, Inc. All other company and product names may be trademarks of their respective owners. Copyright © 2012. All rights reserved.

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    Vocus©Copyright 1997-

    , Vocus PRW Holdings, LLC.
    Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







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